What To Do if Your FEHB Plan Is Discontinued

You may change to another plan when you are enrolled in a plan that is discontinued in whole or in part. You may enroll in the new plan for either Self Only or Self and Family coverage. If your plan is discontinued at the end of a contract year, you must change your enrollment during Open Season unless OPM establishes a different time.

Normally, a plan that terminates its participation in the FEHB Program will terminate as of December 31 of a given year. The plan will continue to provide benefits until the new coverage takes effect. When a plan is discontinued at any time other than at the end of a contract year, OPM will issue special instructions about the proration of premiums and the effective date of subsequent enrollment changes.

If you don’t change to another plan when:

• The plan that is discontinued has only one option, you are considered to have enrolled in the standard option of the Blue Cross and Blue Shield Service Benefit Plan.

• One option of a two-option plan is discontinued, you are considered to have enrolled in the remaining option of the plan.

• Both options of a two-option plan are discontinued, you are considered to have enrolled in the same option of the Blue Cross and Blue Shield Service Benefit Plan. Exception: When your annuity is insufficient to pay the premiums of the high option of the Blue Cross and Blue Shield Service Benefit Plan, you are considered to have enrolled in the Blue Cross and Blue Shield Service Benefit Plan standard option.


2 Comments for What To Do if Your FEHB Plan Is Discontinued


Posted on Tuesday 9th September, 2014, 1:46pm

How do I get hold of the agency at OPM to change my health insurance as a retired civil servant? I cannot find a phone number.

Thank you.

Posted on Thursday 25th September, 2014, 10:57am

Since 1985 when i started in the government, i had taken out the basic life insurance. i notice that the premium for this basic plan is still taking out money from my payroll check. I was told that i could sign up to get more coverage if i choose. What are the other coverage offer, and how will the one i already have will pay out.

Wanna say something?






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