US Department of Health and Human Services Education Benefits

The United States Department of Health and Human Services, like many federal agencies, offers education benefits designed not only to provide financial assistance but to offer valuable experience. In many cases, these benefits are extended not only to agency employees, but to anyone who meets the qualifications.

Please note that qualification requirements for these benefits may change over time. Contact the agency directly with any questions or to apply.

 

Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds (ECR-LRP)

WHAT IT IS: The ECR-LRP is a congressionally mandated loan repayment program for qualified health professionals from disadvantaged backgrounds who pursue clinical research careers.

QUALIFICATIONS/REQUIREMENTS: Applicants must have completed doctoral level educations and carry student loans greater than or equal to 20% of their base salary.

GOOD TO KNOW: Applicants must commit 50% or more of their time (not less than 20 hours/week) to clinical research or health disparities.

TO APPLY/FOR MORE INFORMATION: Visit http://www.lrp.nih.gov or http://www.ncmhd.nih.gov

 

General Research Loan Repayment Program

WHAT IT IS: A student loan repayment program for health professionals who agree to conduct lab or clinical research as employees of the NIH for at least three years. Maximum repayment benefit is $35,000/year in loan repayments and $13,650 in tax reimbursements.

QUALIFICATIONS/REQUIREMENTS:  Participants must be a U.S. citizen, national or permanent resident who is licensed/certified for laboratory or clinical research and have student loan debt. The candidate must be either a health care professional or hold a doctoral degree and must be employed by the National Institutes of Health.

GOOD TO KNOW: Extension contracts for one-year terms are available depending up on debt load and continued employment/research involvement.

TO APPLY/FOR MORE INFORMATION: Contact lrp@nih.gov , call 866-849-4047 or visit http://www.lrp.nih.gov

 

Health Professions Pregraduate Scholarship Program for Indians

WHAT IT IS: Financial support for American Indian/Native Alaska students who wish to pursue a bachelor degree in specific pre-professional areas (pre-medicine and pre-dentistry).

QUALIFICATIONS/REQUIREMENTS: Applicants must be a Native American/American Indian pursuing a high school diploma. The candidate or a family member must be enrolled in a federally recognized American Indian tribe or Alaskan Native village.

GOOD TO KNOW: There is no service obligation or payback requirement for these scholarships.

TO APPLY/FOR MORE INFORMATION: Call 301-443-6197 or visit http://www.ihs.gov/JobsCareerDevelop/careers/index.cfm

 

Health Professions Scholarship Program

WHAT IT IS: Financial assistance to American Indian/Native Alaskan students enrolled in health professions and allied health professions.

QUALIFICATIONS/REQUIREMENTS: Applicants must be a Native American/American Indian and a current or prospective student in the health care field. Either the candidate or a family member must be enrolled in a federally recognized American Indian tribe or Alaskan Native village.

TO APPLY/FOR MORE INFORMATION: Call 301-443-6197 or visit http://www.ihs.gov/JobsCareerDevelop/DHPS/Scholarships/index.cfm

 

Indian Health Service Loan Repayment Program

WHAT IT IS: This program provides repayment of student loans to health and allied health professionals who provide health care services to Indians through Indian health programs.

QUALIFICATIONS/REQUIREMENTS: The candidate must be certified or licensed in dentistry, family medicine, internal medicine, geriatric medicine, psychiatry, nursing or nurse anesthetics. The candidate may also be a current or prospective student in an accredited degree program and must have student loan debt.

TO APPLY/FOR MORE INFORMATION: Call 301-443-3396 or visit http://www.ihs.gov/JobsCareerDevelop/DHPS/LRP/

 

National Health Service Corps Loan Repayment Program

WHAT IT IS:  A loan repayment and employment program for health professionals who work in selected health professional shortage areas. Health professionals are paid a competitive salary with some tax relief benefits. Maximum repayment during the required initial two-year contract is $25,000 each year. Participants may extend loan repayments beyond two years, one year at a time, to the extent they have unpaid qualifying educational loans and serve at an eligible site.

QUALIFICATIONS/REQUIREMENTS: Candidates must be a US national, citizen or dual citizen who has student loan debt and is willing to provide primary health care services in an area with a shortage of health professionals.

TO APPLY/FOR MORE INFORMATION: Visit: http://nhsc.hrsa.gov/loanrepayment/ or call HRSA Call Center at 1-800-221-9393 (TTY for hearing impaired: 1-877-897-9910) or email: CallCenter@hrsa.gov

 

National Health Service Corps Scholarship Program

WHAT IT IS: A four-year scholarship program to health care students who commit to working in high-need areas.

QUALIFICATIONS/REQUIREMENTS: Candidates must be a US national, citizen or dual citizen who has been accepted or is enrolled in an accredited degree program, has student loan debt and is willing to provide primary health care services in an area with a shortage of health professionals.

GOOD TO KNOW:  After training, participants serve a minimum of two years in areas of greatest need. They are required to serve one year for each year they receive financial support.

TO APPLY/FOR MORE INFORMATION: Call 800-638-0824 or visit http://nhsc.hrsa.gov/scholarships/overview/index.html

 

Nursing Education Loan Repayment Program

WHAT IT IS: Financial assistance to repay educational loans in exchange for service in high-need areas.

QUALIFICATIONS/REQUIREMENTS: Applicants must be a U.S. citizen, national, or dual citizen. They must also be licensed or certified as a nurse or nurse anesthetist, employed full time in the health care industry and carry student loan debt.

GOOD TO KNOW: The amount of repayment is contingent upon the duration of service commitment. For two years of service, the NELRP will pay 60 percent of the participant’s loan; for three years of service, it will pay 85 percent. General Program Requirements

TO APPLY/FOR MORE INFORMATION: Call 866-813-3753 for general information.

Applicants from California, Colorado, Delaware, Georgia, Iowa, Idaho, Indiana, Massachusetts, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, Rhode Island, South Dakota, Utah, and Wisconsin should contact: Leola Bennet lbennet@hrsa.gov

Applicants from Alabama, Arkansas, Arizona, Connecticut, District of Columbia, Kentucky, Maine, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Virgin Islands, Vermont, Washington, and Wyoming should contact: Jackie Brown jbrown1@hrsa.gov

Applicants from Alaska, American Samoa, Florida, Hawaii, Illinois, Kansas, Louisiana, Maryland, Michigan, North Dakota, New York, Pennsylvania, Puerto Rico, South Carolina, Tennessee, Texas, Virginia, and West Virginia should contact: Robin Ingram ringram@hrsa.gov

 

Scholarships for Disadvantaged Students

WHAT IT IS: Financial support for full-time students from disadvantaged backgrounds who are enrolled in health care or nursing programs.

QUALIFICATIONS/REQUIREMENTS: Applicants must be a U.S. national, citizen or permanent resident who is pursuing a degree in nursing or health care. Candidates must demonstrate financial need.

TO APPLY/FOR MORE INFORMATION: Visit http://www.hrsa.gov/loanscholarships/scholarships/disadvantaged.html

Applications may be made through the financial aid office at the students’ school.

 

Undergraduate Scholarship Program for Individuals from Disadvantaged Backgrounds

WHAT IT IS: Up to $20,000/year scholarships to students from disadvantaged backgrounds who pursue a health care degree and commit to working full-time for the National Institutes of Health upon completion.

QUALIFICATIONS/REQUIREMENTS: Applicants must be a U.S. national, citizen or permanent resident who is enrolled in an undergraduate degree program with a current grade point average of at least 3.5. Candidates must also demonstrate they meet specific income requirements.

GOOD TO KNOW: Award recipients must contractually agree to become a full-time NIH employee for at least 10 consecutive weeks of each year they receive the scholarship. Also, the recipient must begin full-time work for the NIH within two months of graduation. The recipient must work one year for each year of NIH scholarship support. The candidate must have a pre-tax annual household income of less than $17,180 (one-person household); less than $23,220 (two-person household); less than $29,260 (three-person household); less than $35,300 (four-person household); less than $41,340 (five-person household); less than $47,380 (six-person household); less than $53,420 ( seven-person household); or less than $59,460 (eight or more persons in the household).

TO APPLY/FOR MORE INFORMATION: Visit https://ugsp.nih.gov/home.asp?m=00, call 301-402-6425 or email johnsoa1@od.nih.gov

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